How is karma destroyed only by self-investigation?
A new friend recently wrote to me asking, ‘When we do meditation on I or atma-vichara will all the previous karma be destroyed? How is that?’ The following is what I replied to him: What is karma ? Karma means action, and it is classified into three categories: āgāmya , sañcita and prārabdha . Āgāmya means fresh action that we do of our own free will, and such action bears fruit, which we must later experience. Sañcita is the store of all the fruits of our past karmas that we have not yet experienced, and prārabdha is that portion of our sañcita that has been selected for us to experience in this lifetime. For whom is all this karma ? Who is it who does āgāmya , and who then experiences the resulting prārabdha ? It is only ourself as this ego. In sleep we do not rise as this ego, so we then do not do any karma or experience any fruit. But as soon as we (this ego) wake from sleep or begin to dream, we start doing karma and experiencing the fruit of our past karmas . Therefore...